Contact

Tell us what you're working on.

Free quotes, straight answers, and a real person on the other end. Whether you're pricing a deal, placing capital, or just have a question — this is the fastest way in.

Reach us directly

You'll deal with the people who price and underwrite the loans — no call centre, no gatekeeper, and no credit committee three states away.

455 Boston Post Rd
Old Saybrook, CT 06475

(860) 303-7968

info@rivalending.com

Monday–Friday, 9am–5pm EST

What happens next

  1. We reply within one business day — usually the same day.
  2. We ask a few questions about the property or your goals.
  3. You get a quote or the materials you asked for. No obligation either way.
Call (860) 303-7968

Tell us what you need

Quotes are free and there's no credit pull to get a number. The more you can share, the faster we can come back with something useful.

About the deal

This opens your email app with the message pre-filled. Prefer to talk? Call (860) 303-7968.

  • Same dayTypical reply time
  • 48hrAverage approval time
  • 7 daysFastest bridge closing
  • $0Cost of a quote

Service area

Rooted on the shoreline. Lending across the Northeast.

Our office sits on the Boston Post Road in Old Saybrook, a few minutes from the mouth of the Connecticut River. Our paper travels further than we do.

Where we work

We know the Connecticut market the way you only can by living in it — which is why a shoreline colonial and a Hartford three-family don't get the same set of assumptions.

Beyond our home market the same team looks at every file and does the homework itself. No outsourced review, no file we haven't read, and no deal handed to a servicer who has never seen it.

Not sure whether we cover your market? Ask us — you'll hear back the same day

Get directions

455 Boston Post Rd, Old Saybrook, CT 06475 Monday–Friday, 9am–5pm EST Saturday–Sunday, Closed

  1. Home market

    Connecticut

    • Old Saybrook
    • The shoreline
    • Middlesex County
    • New London County
    • Hartford
    • New Haven
    • Fairfield County
  2. Regional

    Across the Northeast

    • Rhode Island
    • Massachusetts
    • New York
    • New Jersey
    • New Hampshire
    • Vermont
    • Maine

    Availability varies by state and property type — ask us about yours.

  3. Case by case

    Beyond the region

    Strong sponsors with the right collateral get a look wherever the property sits. If we're not the right lender for it, you'll hear that the same day — usually with the reason.

We lend on business-purpose, non-owner-occupied real estate only — investment rentals, 2–4 unit and small multifamily property, and renovation projects. We are not a consumer lender and we do not originate owner-occupied mortgages.

Where to next

Two ways to work with us

Already know what you're after? Skip the form and go straight to the detail.

For borrowers

Borrow

Long-term rental loans that qualify on the property's own cash flow, and short-term bridge capital for renovations and fast closes. Priced, underwritten, and serviced in-house.

  • 30-year fixed and interest-only, DSCR from 0.75x, up to 80% LTV
  • Up to 85% of purchase plus 100% of rehab on bridge loans
  • Approvals in about 48 hours, closings in as few as 7 days

For investors

Invest

First-lien notes you choose yourself, or one allocation into the Riva Real Estate Credit Fund — the same paper, sourced and underwritten by the same team.

  • First-lien, senior secured positions with 6–24 month durations
  • Monthly interest income and monthly fund distributions
  • Fund interests offered to accredited investors only

Loan terms shown across this site are illustrative and subject to underwriting, property review, and final approval. Interests in the Riva Real Estate Credit Fund are offered exclusively to accredited investors through the fund's private placement memorandum and involve risk, including possible loss of principal.