Direct real estate lender · Connecticut Based
Riva Lending backs real estate investors with fast, dependable capital — long-term rental loans, renovation financing, and credit investments built on the same underwriting we trust with our own money.
Borrow
Two straightforward programs, one direct lender. Automated pricing, in-house underwriting, and closing timelines you can build a business on.
Long-term financing for cash-flowing rentals. We qualify the property on its income — not your tax returns — so you can keep growing your portfolio without the paperwork wall.
A bridge loan is short-term, interest-only capital that carries a property from purchase to its exit — a sale, or a refinance into long-term debt. Fix & flip is what most of our borrowers use one for; the same loan also funds auction buys, fast off-market closes, and rehabs you intend to keep. Close fast, draw fast, and get from purchase to punch list with a lender who answers the phone.
Invest Accredited investors only
Earn secured, income-first returns alongside a lender that underwrites every loan in-house — deal by deal, or through one diversified fund.
Invest in individual first-lien loans secured by real property. You choose the deals; we originate, underwrite, and service every one.
One allocation, a whole portfolio: steady income from performing first-lien loans, plus opportunistic upside from discounted notes — all sourced through our own platform.
Explore the fundThe Fund
The Riva Real Estate Credit Fund pairs durable income with opportunistic upside — a portfolio of senior real estate debt built loan by loan on our own origination platform.
Performing first-lien loans we originate and service ourselves, generating consistent monthly interest.
Non-performing notes purchased at a discount and worked out by our in-house resolution team.
Interests in the Riva Real Estate Credit Fund are offered exclusively to accredited investors. Fund investments are illiquid and involve risk, including possible loss of principal. Past performance is not indicative of future results.
About
Riva Lending was founded on the Connecticut shoreline by credit and real estate professionals who believed a lender should underwrite like an investor — because we are one.
Contact
Call, write, or stop by the office — a real person answers, usually the same day. See all the ways to reach us
455 Boston Post Rd
Old Saybrook, CT 06475
Monday–Friday, 9am–5pm EST